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Caltex StarCard

fuel discounts per month*
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Caltex StarCard

Recognised by Canstar Blue in 2019 for the most satisfied customers, the Caltex StarCard can help cut your fuel costs with ongoing pump discounts of 2c/l off regular fuel and 4c/l off premium Vortex fuels. Caltex's 1,900 strong service stations Australia-wide means you'll be able to find a station near you.

Accepted at
+3
Average fuel use per month
Use the slider to see the estimated fuel savings for each card.




Overview
The number of locations that accept the card Locations
The fee per card that's charged to use it Card fees
Fees when using the card at petrol stations Transaction fees
The estimated savings calculated by discount x fuel usage Fuel Discounts

Pros & Cons

What's good?

Simple fee structure of $2.95/m per card
Ongoing fixed fuel discounts of 2c/l off regular fuels & 4c/l off premium fuels
Integrates directly with Xero and MYOB that helps save time
Fixed discounts off most items in-store at participating outlets
Awarded in 2019 by Canstar Blue for the Most Satisfied Customers in SMB Fuel Cards
Contactless payment using the StarCard App on mobile at 600 participating sites

What's not so good?

Enabling extras add onto the monthly card fees
Ceased Qantas Business Rewards program on 31st January 2020

Our review

Our review of the Caltex StarCard
Reviewed by Mark Adams
Last update 19 May 2020

Caltex have a great offering here which begins with fixed price fuel discounts of 2/cl off regular fuels and 4c/l off premium Vortex fuels. While their $2.95/m per card fee structure isn’t the cheapest, it is very easy to understand and calculate. Extras like charging road tolls to the account, servicing or roadside assist is nice but is an optional extra you have to pay for:

  • $0.50/m per vehicle to enable tolls (like Linkt) across Australia
  • $2.00/m per vehicle to enable Services & Repairs across 5,000 non-fuel partners
  • $5.25/m per vehicle to enable Roadside Assistance

Caltex also have simpler non-business/personal fuel cards which with StarCard Debit and StarCard Cash. The StarCard Debit has the same fuel discount benefits as the normal StarCard but draws funds directly from your bank account, while the StarCard Cash is simply a prepaid card – there are no fuel benefits.

To get the most out of the card your business should already use Caltex stations regularly and have comparable services like Roadside Assist which you could consolidate. Discounts from vehicle servicing and repairs may also offset the additional monthly charges, but these discounts don’t apply ontop of other special promotions (e.g. buy 3 tyres, get 1 free).

Disclaimer:

– https://www.caltex.com.au/-/media/documents/caltex/fuel-cards/credit-card-direct-debit-request-service-agreement-2017.ashx?la=en
– https://www.caltex.com.au/-/media/documents/caltex/fuel-cards/discount-site-listing-040517.ashx?la=en
– https://www.caltex.com.au/our-solutions/fuel-cards/starcard-terms-and-conditions
– https://www.caltex.com.au/our-solutions/fuel-cards/roadside-assistance-terms-and-conditions

The basics

Accepted at

Brands
Shell
Coles Express
Caltex
BP
United
Woolworths
7-Eleven
Mobil
Puma Energy
Metro
Liberty
Freedom Fuels

Discounts & Fees

Fuel Discounts
2 c/L
2c/l off regular fuels & 4c/l off premium Vortex fuels
Card Fees
$2.95
Flat rate inclusive of GST
Transaction Fees
$0.00
StarCard keeps it simple with only monthly card fees
Other Fees
Not specified
Processing Fees
Visa
0.53%
Mastercard
0.73%
Amex
2.1%
Credit Terms
0-14 days
Direct debited on the 14th of every month

Minimum criteria for this card

What you need before applying
18 years or older
You must be a director, partner, trustee or the business owner
Your ABN
Your drivers license
Your bank details
Your business must have been trading for at least 6 months

Similar cards

More cards like this one
The estimated savings calculated by discount x fuel usage Fuel Discounts
fuel discounts per month*
fuel discounts per month*
fuel discounts per month*
The number of locations that accept the card Locations
6000
Accepted Sites all over Australia
6000
Accepted Sites all over Australia
1400
Accepted Sites all over Australia
The fee per card that's charged to use it Card fees
$3.29
Normally $6.59 per card/m inc GST
$5.50
inc GST based on a minimum of 5 cards
$2.20
If there are two or less cards, the monthly card fee is $4.95 per card.
Fees when using the card at petrol stations Transaction fees
$0.00
No evidence but fee schedule states "As notified in writing from time to time"
$0.00
however 1.5% surcharge applies when used at Coles Express
$0.00
There are no transaction fees
This card is listed in these comparisons

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Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases

Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases