StarCard Fuel Card

Note:

Caltex StarCard is a business fuel card range that helps Australian companies manage fuel and vehicle expenses on a single account. There are two main products to choose from: the standard Caltex StarCard, and StarCard Flex, which adds access to a much larger partner network.

Who is StarCard Best For?

Caltex StarCard is ideal for businesses that regularly use Caltex and want strong control over fleet costs.​

• Caltex StarCard: best for businesses that already use Caltex a lot, run predictable routes, and want simple, brand-focused savings with tight spend controls.​
• StarCard Flex: best for fleets that travel widely, use mixed fuel brands, or operate in regional areas and need the freedom to fill up and spend at a much broader range of sites.

Very low‑spend sole traders may find that monthly card fees and surcharges outweigh the benefits unless they drive and refuel frequently.​

Where Can You Use Caltex StarCard?

StarCard is accepted at more than 550 Caltex StarCard merchant locations across Australia, covering city, suburban and key regional routes. When configured as StarCard Flex, you can tap into a wider network of over 6,000+ partner sites and service providers nationwide.​

• Use it for petrol and diesel at participating Caltex service stations, plus selected in‑store purchases depending on your card controls.​
• Pay at participating partners for tyres, servicing, repairs, car washes, accommodation and more via StarCard Perks/Access.​
• Online tools and site locators make it easy for drivers to find nearby StarCard‑accepting locations.​

StarCard Savings & Fuel Discounts

StarCard typically combines ongoing fuel savings with periodic introductory offers for new accounts.​

• You usually get a set cents‑per‑litre discount on eligible fuels at participating locations.
• New customers often receive a higher discount for an initial period before moving to standard rates.
• Larger or higher‑spend fleets may be able to negotiate tailored pricing.

Because exact rates and promotional periods change over time, it’s best to check the current offer details on the Caltex StarCard website before applying.​

StarCard Fees

Like most fuel cards, StarCard has a mix of card‑level and account‑level fees.​

• Expect a monthly fee per active card, with pricing that can vary by product type and any extras you add.
• Other charges can include late‑payment or dishonour fees, replacement card fees, and surcharges if you choose to pay your bill by credit card.​

The exact fee schedule changes from time to time, so always refer to the latest pricing and terms from Caltex before you sign up.​

StarCard add‑ons and extras

StarCard can be configured to cover more than just fuel.​

• Vehicle maintenance: access to partner networks for servicing, tyres and repairs, billed back to your account.
• Roadside assistance: optional cover for breakdowns and common call‑outs, available on eligible plans.
• Tolls and on‑road costs: options to link toll payments and selected travel‑related expenses to the same statement.

Each add‑on has its own eligibility criteria and pricing, so it’s worth weighing how often your fleet will use these services.​

How to Apply for StarCard

Applications are completed online via the Caltex StarCard portal.​

• You’ll need your ABN, basic business details, and an idea of your monthly fuel spend.
• During the application you choose card type, set spending rules, and nominate how many cards you need.
• Approval times vary, but most businesses receive a decision quickly, with cards mailed out once approved.​

For the most accurate eligibility, pricing and offer details, always refer to the official Caltex StarCard pages before applying.

Customer Support Details 

Support for Caltex StarCard is handled through Caltex’s business solutions team.​

• Email: Online form 
• Phone: 1300 234 279

Caltex StarCard FAQs

What’s the difference between Caltex StarCard and StarCard Flex?
Caltex StarCard is focused on Caltex StarCard locations and partners, while StarCard Flex adds access to a much broader multi-brand network across Australia.​ Pump discounts are generally higher with Caltex StarCard.

Do discounts and fees stay the same?
No. Cents‑per‑litre savings, promos and card fees change over time, so it’s important to check the latest offer details and fee schedule on the Caltex StarCard website before you apply.​

Can I use StarCard for non-fuel purchases?
Yes, eligible cards can be set up to cover things like servicing, tyres, repairs, car washes and accommodation at participating partners, depending on how your account is configured.​

Who can apply for a Caltex StarCard?
Caltex StarCard is designed for ABN‑holding businesses, from sole traders through to large fleets, with approval based on factors like trading history and expected fuel spend.​

How do I manage limits and controls?
You manage card limits, purchase types and other controls through the online StarCard portal, where you can also view transactions and download reports.​

Is Caltex StarCard suitable for small fleets or sole traders?
Yes, but very low‑usage drivers should weigh the value of discounts and controls against any ongoing card fees and charges.