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BP Plus Card

fuel discounts per month*
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BP Plus Card

BP have the largest single site network in Australia which makes it a popular choice for small businesses to large fleets. Fixed ongoing fuel discounts of 2c/l off regular fuels and 3c/l off BP Ultimate along with Xero integration, Qantas Points and 0% card service fees on AMEX makes it a very attractive option.

Accepted at
+3
Average fuel use per month
Use the slider to see the estimated fuel savings for each card.




Overview
The number of locations that accept the card Locations
The fee per card that's charged to use it Card fees
Fees when using the card at petrol stations Transaction fees
The estimated savings calculated by discount x fuel usage Fuel Discounts

Pros & Cons

What's good?

Competitive ongoing fuel discounts
0% service fees with American Express
Integrates directly with Xero
Very functional BP Plus mobile phone app
Earn Qantas Points & Membership Reward points when using American Express

What's not so good?

Not all BP stations support the BP Plus app

Our review

Our review of the BP Plus Card
Reviewed by Mark Adams
Last update 19 May 2020

For businesses which primarily use BP stations, the BP Plus offer is hard to go past.

Beyond the normal benefits of fuel cards such as saving time and money on receipts and reconciliation, BP have upped their game in their cards features to make it a more attractive option to stick to BP only stations. While smaller businesses who only need 1-2 cards are charged a more expensive $4.95/m, the card fees drop to $2.20 when 3 or more cards purchased so it’s actually cheaper to have 3 cards than 2 cards (3 cards for $6.60/m vs 2 cards for $9.90). The cards themselves can be assigned to vehicles or employees, so it’s not difficult to find a reason to increase the number of cards.

To get the most out of the card aside from visiting BP stations, your business should be using Xero accounting software as fuel invoices are directly copied to Xero. Your business should also be enrolled in Qantas Business Rewards to take advantage of earning Qantas points – you can register free of charge saving $99 when registering through bpplus.com.au. To earn more points, the BP Plus account can be settled with an American Express card which there is currently 0% service fees on.

The standout is the BP Plus app which is similar to BPme, but with more business functions like:

  • Ability to enter odometer readings within the app
  • Send transaction receipts to anyone
  • Locating the nearest BP store
  • Paying for fuel within the app
  • Store multiple BP cards within the app

You may also use your BP Plus card to access a network of non-fuel merchants including Beaurepaires, Bob Jane T-Marts, Bridgestone, O’Brien Autoglass, Tyrepower and Ultra Tune. BP Plus cards can also be used for warranty servicing at participating car dealerships.

Disclaimer:

– https://apps.apple.com/au/app/bp-plus-app/id1132394222
– https://www.bp.com/en_au/australia/home/products-services/bp-plus/online-services/bp-plus-faqs.html
– https://www.bpplus.com.au/
– https://www.bp.com/content/dam/bp/country-sites/en_au/australia/home/products-services/bp-plus/au-htintroduction-to-using-bpplusonline.pdf
– https://www.bp.com/content/dam/bp/country-sites/en_au/australia/home/products-services/bp-plus/bp-plus-offer-ts-cs.pdf

The basics

Accepted at

Brands
Shell
Coles Express
Caltex
BP
United
Woolworths
7-Eleven
Mobil
Puma Energy
Metro
Liberty
Freedom Fuels

Discounts & Fees

Fuel Discounts
2 c/L
There's fixed fuel discount of 2c/l off regular fuel and 3c/l off premium Ultimate branded fuel
Card Fees
$2.20
If there are two or less cards, the monthly card fee is $4.95 per card.
Transaction Fees
$0.00
There are no transaction fees
Other Fees
Not specified
Processing Fees
Visa
0.42%
Mastercard
0.46%
Amex
1.7%
Currently 0% card service fees when paying with American Express^
Credit Terms
Not specified

Minimum criteria for this card

What you need before applying
Be over 18 years old
You are a resident or citizen of Australia
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Non-permanent resident with more than 9 months remaining on your Visa
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Non-permanent resident with more than 9 months remaining on your Visa
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Carer's Allowance, Child Support Payments and Family Tax Benefits and Parenting Payments are acceptable.

Similar cards

More cards like this one
The estimated savings calculated by discount x fuel usage Fuel Discounts
fuel discounts per month*
fuel discounts per month*
fuel discounts per month*
The number of locations that accept the card Locations
6000
Accepted Sites all over Australia
6000
Accepted Sites all over Australia
1250
Accepted sites all over Australia
The fee per card that's charged to use it Card fees
$2.19
Normally $6.59 per card/m inc GST
$5.50
inc GST based on a minimum of 5 cards
$2.50
Inc GST, per card per month
Fees when using the card at petrol stations Transaction fees
$0.00
No evidence but fee schedule states "As notified in writing from time to time"
$0.00
however 1.5% surcharge applies when used at Coles Express
$0.00
Shell Card keeps it simple with only monthly card fees
This card is listed in these comparisons

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Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases

Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases