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BP Plus Card

fuel discounts per month*
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BP Plus Card

BP have the largest single site network in Australia which makes it a popular choice for small businesses to large fleets. With a minimum fuel discount of 2c/l off regular fuels and 3c/l off BP Ultimate along with Xero integration, Qantas Points and 0% card service fees on AMEX makes it a very attractive option for managing and monitoring your corporate vehicle costs.

Accepted at
+5
Average fuel use per month
Use the slider to see the estimated fuel savings for each card.




Overview
The number of locations you can use the card Locations
The monthly fee for each fuel card Card fees
The amount you’ll save off the pump price Fuel Discounts
The estimated savings calculated by discount x fuel usage Savings

Pros & Cons

What's good?

Competitive ongoing fuel discounts
0% service fees with American Express
Integrates directly with Xero
Very functional BP Plus mobile phone app
Earn Qantas Points & Membership Reward points when using American Express

What's not so good?

Not all BP stations support the BP Plus app

Our review

Our review of the BP Plus Card
Reviewed by Ally Burnie
Last update 21 May 2021

Quick facts

  • Can use at over 1,400 sites across Australia
  • Save a minimum of 3c/l on BP Ultimate, Premium Unleaded & BP Ultimate Diesel fuels
  • Save a minimum of 2c/l on regular Unleaded and Diesel fuels
  • Monthly fee of $2.20 per card ($26.40 per annum). If there are two or less cards, the monthly fee per card is $4.95. All inclusive of GST.
  • Earn Qantas Points with Qantas Business Rewards
  • 0% card service fees when paying with AMEX
  • Enjoy up to 51 days interest free with no minimum fuel spend

For businesses who primarily use BP stations, the BP Plus fuel card offer is hard to go past.

Beyond the normal benefits of fuel cards such as saving time and money on receipts and reconciliation, BP have upped their game in their cards features to make it a more attractive option to stick to BP-only stations. While smaller businesses who only need 1-2 cards are charged a more expensive $4.95/m, the card fees drop to $2.20 when 3 or more cards purchased so it’s cheaper to have 3 cards than 2 cards (3 cards for $6.60/m vs 2 cards for $9.90). The cards themselves can be assigned to vehicles or employees, so it’s not difficult to find a reason to increase the number of cards.

You can earn bigger discounts as well based on volume. If you’re averaging 50,000 – 200,000 litres a year, you can get an additional 2c/l off at BP’s Truckstop network. If you purchase over 300,000 litres, and you get an additional 3c/l off. This is a great offer for truck fleets or fleets using high quantities of diesel as it is limited to BP’s Truckstop network.

The standout of PB Plus is the BP Plus app (which has 4.9 star rating on the Apple store from over 3.9k reviews). It’s similar to the free BPme app – but with more business functions like:

  • Ability to enter odometer readings within the app
  • Send transaction receipts to anyone
  • Locating the nearest BP store
  • Paying for fuel within the app
  • Store multiple BP cards within the app

You may also use your BP Plus card to access a network of non-fuel merchants including Beaurepaires, Bob Jane T-Marts, Bridgestone, O’Brien Autoglass, Tyrepower and Ultra Tune. BP Plus cards can also be used for warranty servicing at participating car dealerships.

Getting the most out of BP Plus

To get the most out of the card aside from visiting BP stations, your business should be using Xero accounting software as fuel invoices are directly copied to Xero. Your business should also be enrolled in Qantas Business Rewards to take advantage of earning Qantas points – you can register free of charge saving $99 when registering through bpplus.com.au. To earn more points, the BP Plus account can be settled with an American Express card (currently 0% service fees).

Security features

PB Plus fuel cards offer several security features, and can be tailor to individual driver cards or vehicle cards. Security features include:

  • PIN codes and signatures
  • Selecting fuel types
  • Limiting in-store purchases
  • Odometer readings
  • Authorisation numbers
  • Personalised cards with the cardholder’s name

Where can I use my BP Plus fuel card?

BP Plus cards can be used at all 1,400 BP service stations, truck stops and truck-friendly sites. It can also be used at BP Specialist Discount Network of vehicle maintenance merchants including Beaurepaires, Bob Jane T-Marts, Bridgestone, Goodyear Autocare, O’Brien Autoglass, Tyrepower and Ultra Tune. BP Plus cards can also be used for warranty servicing at participating car dealerships.

How to pay your BP Plus fuel card

Paying your BP Plus fuel card is easy. You can do it online, over the phone or via the app using a credit card or direct debit.

Current transaction fees:

  • Visa – 0.42%
  • MasterCard – 0.46%
  • AMEX – 0.00% (previously 1.7%)

There are no transaction fees to use the card. The only fee is the monthly per card fee.

Payment terms:

PB Plus is invoiced monthly, with 21 days for payment (which is where the 51 day interest free payment comes from). There are shorter terms available with added benefits. For example, BP Plus’s shortest term is a weekly invoice, with seven days for payment. If you choose this option, you get a further 0.9c/l discount off fuel.

BP fuel card options

BP Plus fuel card

BP Plus is ideal for businesses both small and large. With minimum ongoing fuel discounts of 2c/l off regular fuels and 3c/l off BP Ultimate, along with Xero integration, Qantas Points and 0% card service fees on AMEX, it’s an attractive option for managing and monitoring your corporate vehicle costs.

Air BP Carnet Card

Interestingly, BP offers a fuel card to allow those partial to flying access to over 70 refuelling stations around Australia, as well as access to Air BP’s 24-hour carnet operated self-service dispensers. The Air BP Carnet Card is available after an online application, with the fuel card available for Avgas and Jet A1 fuel.

BP used to offer a regional fuel card, which has been discontinued, but is still viable for current holders.

Applying for a BP Plus fuel card

To apply for a BP Plus fuel card you must meet the following criteria/eligibility:

  • Be over 18 years old
  • You are a resident or citizen of Australia
  • Have a good credit history
  • Be in business for over 12 months
  • You have your personal details ready to complete the online application
  • Have not applied for multiple credit cards recently
  • Non-permanent resident with more than 9 months remaining on your Visa
  • Age Pension, Disability Pension and Veteran’s Pension are acceptable.
  • Non-permanent resident with more than 9 months remaining on your Visa
  • Age Pension, Disability Pension and Veteran’s Pension are acceptable.
  • Carer’s Allowance, Child Support Payments and Family Tax Benefits and Parenting Payments are acceptable.

 Interesting to note: BP Plus will be bringing in a debit offer later this year where you can get all the benefits of a BP Plus fuel card, but you need to top it up prior to use. This is handy for businesses who want to use a fuel card but have been in business less than 12 months.

BP Plus fuel card customer support

BP Plus Online is an excellent online management and reporting tool of BP Plus. Available online 24 hours a day, 7 days a week, there is no additional charge for the use of BP Plus Online. BP Plus Online is linked to BP’s core system, which means quick response times for card orders, and has the capability to disable lost or stolen cards. The PB Plus online tool can provide detail to help manage your operational costs and Business Activity Statement requirements.

BP also has a dedicated BP Plus customer service team, available Monday to Friday from 9am to 5pm AEST.

Rewards & Extras

BP has strong partnerships with QANTAS, AMEX and Xero.

Qantas Business Rewards

Earn up to 1 Qantas point with every 1L of fuel purchased. If you’re already a Qantas Business Rewards member and BP Plus card holder, your accounts have been linked and points will be earned on fuel spend straight away. If you’re new to BP Plus, simply provide your Qantas Business Rewards ABN at sign up to link your accounts and start earning points.

*Current special offer* Earn up to 150,000 bonus Qantas Points. Sign up to BP Plus by 30 June 2021, spend $1,500 on fuel in the first 3 months and earn up to 150,000 bonus Qantas Points.

AMEX

Pay 0.00% card service fees on AMEX payments.

XERO

By linking your BP Plus fuel card account to Xero, you can save even more time with your fuel expenses sent to Xero each month. Each time an invoice is generated at BP, your BP Plus invoice data will flow straight into Xero as a draft bill.

Other extras

The BP Plus card allows access to the BP Specialist Discount Network, a partnership amongst companies such as Beaurepaires, Bob Jane T Mart, Bridgestone, Goodyear, O’Brien Autoglass, Tyrepower and UltraTune. Additionally, the BP Plus fuel card can also be used for warranty servicing at some participating car dealerships, handy for the mobile workforce.

For businesses which primarily use BP stations, the BP Plus offer is hard to go past.

Beyond the normal benefits of fuel cards such as saving time and money on receipts and reconciliation, BP have upped their game in their cards features to make it a more attractive option to stick to BP only stations. While smaller businesses who only need 1-2 cards are charged a more expensive $4.95/m, the card fees drop to $2.20 when 3 or more cards purchased so it’s actually cheaper to have 3 cards than 2 cards (3 cards for $6.60/m vs 2 cards for $9.90). The cards themselves can be assigned to vehicles or employees, so it’s not difficult to find a reason to increase the number of cards.

To get the most out of the card aside from visiting BP stations, your business should be using Xero accounting software as fuel invoices are directly copied to Xero. Your business should also be enrolled in Qantas Business Rewards to take advantage of earning Qantas points – you can register free of charge saving $99 when registering through bpplus.com.au. To earn more points, the BP Plus account can be settled with an American Express card which there is currently 0% service fees on.

The standout is the BP Plus app which is similar to BPme, but with more business functions like:

  • Ability to enter odometer readings within the app
  • Send transaction receipts to anyone
  • Locating the nearest BP store
  • Paying for fuel within the app
  • Store multiple BP cards within the app

You may also use your BP Plus card to access a network of non-fuel merchants including Beaurepaires, Bob Jane T-Marts, Bridgestone, O’Brien Autoglass, Tyrepower and Ultra Tune. BP Plus cards can also be used for warranty servicing at participating car dealerships.

Disclaimer:

– https://apps.apple.com/au/app/bp-plus-app/id1132394222
– https://www.bp.com/en_au/australia/home/products-services/bp-plus/online-services/bp-plus-faqs.html
– https://www.bpplus.com.au/
– https://www.bp.com/content/dam/bp/country-sites/en_au/australia/home/products-services/bp-plus/au-htintroduction-to-using-bpplusonline.pdf
– https://www.bp.com/content/dam/bp/country-sites/en_au/australia/home/products-services/bp-plus/bp-plus-offer-ts-cs.pdf

The basics

Accepted at

Brands
Shell
Coles Express
Ampol
EG Caltex
BP
United
Woolworths
7-Eleven
Mobil
Puma Energy
Metro
Liberty
Freedom Fuels
Westside

Discounts & Fees

Fuel Discounts
2 c/L
There's fixed fuel discount of 2c/l off regular fuel and 3c/l off premium Ultimate branded fuel
Card Fees
$2.20
If there are two or less cards, the monthly card fee is $4.95 per card.
Transaction Fees
$0.00
There are no transaction fees
Other Fees
Not specified
Processing Fees
Visa
0.42%
Mastercard
0.46%
Amex
0.00%
Currently 0% card service fees when paying with American Express^ (previously 1.7%)
Credit Terms
51 day interest free
BP Plus is invoiced monthly, with 21 days for payment (which is where the 51 day interest free payment comes from).

Minimum criteria for this card

What you need before applying
Be over 18 years old
You are a resident or citizen of Australia
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Non-permanent resident with more than 9 months remaining on your Visa
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Non-permanent resident with more than 9 months remaining on your Visa
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Carer's Allowance, Child Support Payments and Family Tax Benefits and Parenting Payments are acceptable.

Similar cards

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The estimated savings calculated by discount x fuel usage Savings
fuel discounts per month*
fuel discounts per month*
fuel discounts per month*
The number of locations you can use the card Locations
6000
Accepted Sites all over Australia
6000
Accepted Sites all over Australia
1250
Accepted sites all over Australia
The monthly fee for each fuel card Card fees
$3.29
Normally $6.59 per card/m inc GST
$5.50
inc GST
$0.00
Normally $2.50 Inc GST, per card per month but not in promotional period
The amount you’ll save off the pump price Fuel Discounts
2c/l
2c/l at all stations and 5c/l from Shell stations within promotional period (6 months)
1c/l
Discount is across their entire network
6c/l
Promotional discount lasting 6 months for eligible new and select customers only and 2c/l for regular fuel and 4c/l for premium fuel thereafter
This card is listed in these comparisons

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More convenience and flexibility
Control of your fleet fuel purchases
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Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases
  • What happens next? A member of Business Fuel Cards will contact you directly to find the best deal. By clicking 'Submit Enquiry' you also agree to our Terms and Conditions and Privacy Policy.

Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases
  • What happens next? A member of Viva Energy will contact you directly to find the best deal. By clicking 'Submit Enquiry' you also agree to our Terms and Conditions and Privacy Policy.