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United Card

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United Card

As a 100% Australian own petrol company, the United Card is the ideal choice for business’s who typically use United Petroleum stations to fill up.

Accepted at
Average fuel use per month
Use the slider to see the estimated fuel savings for each card.




Overview
The number of locations you can use the card Locations
The monthly fee for each fuel card Card fees
The amount you’ll save off the pump price Fuel Discounts
The estimated savings calculated by discount x fuel usage Savings

Pros & Cons

What's good?

100% Australian owned petrol company
Attractive ongoing fuel discount offer for AANT members
Ideal if you're a loyal United user or frequently travel past United stations

What's not so good?

Unlikely to get a fuel discount if you purchase less than 1,000L of fuel per month
Limited network compared to other fuel card providers

Our review

Our review of the United Card
Reviewed by Mark Adams
Last update 16 Jan 2026
Note:

United Card lets businesses charge fuel to one monthly account at United Petroleum and Astron service stations across Australia. Invoices are GST‑compliant, and an online portal gives you basic tools to view transactions and manage cards.

Who is United Card best for?

United Card works best for businesses that already refuel at United regularly.​

  • SMEs and sole traders buying at least 1,000L per month, mainly from United sites.​
  • Fleets that prioritise low fees and solid discounts at a single brand over network breadth or complex extras.​
  • Businesses happy with fuel + limited shop purchases but not needing tyres, servicing or tolls on the same card.​

Where can you use United Card?

United Card is limited to United’s own network and selected partners.​

  • Around 450–500 United Petroleum sites nationally, plus Astron service stations in some regions.​
  • Locations concentrated in VIC and TAS, with additional coverage in NSW, QLD, SA, WA and NT.​

You can use United’s service station locator or the United app to find nearest participating sites.​

Savings and discounts

United Card combines intro discounts with tiered ongoing savings.​

  • Intro offers often give higher cents‑per‑litre savings for the first few months after approval.​
  • Ongoing discounts typically scale with monthly volume, with bigger fleets earning higher per‑litre savings, up to a capped maximum.​

Fees and charges

United emphasises low, predictable fees.​

  • Flat monthly fee per card (with different pricing depending on how many cards you hold).​
  • No transaction fees at United sites; some high‑volume customers may be able to swap card fees for a per‑transaction fee instead.​
  • Other possible fees: replacement card fees, late‑payment charges and surcharges if you pay via credit card instead of direct debit.​

Security and controls

United Card includes basic but useful controls.​

  • Card‑specific rules: choose fuel‑only or fuel + shop and set different restriction levels per card.​
  • Online account tools: view transactions, check limits and request changes via the portal or support team.​

PIN and fraud‑prevention features are managed by United’s issuing platform, in line with standard fuel card security.​

How to apply for United Card

Applications are completed online through United’s application form.​

  • You’ll need an ABN, basic business details, estimated monthly litres and how many cards you need.
  • United may ask for a minimum expected monthly volume (often around 1,000L) to unlock ongoing discounts.​
  • Once approved, cards are issued and you manage settings and limits ongoing via United’s tools or customer service.

Customer Service

Phone: 1300 383 587

FAQs

Is United Card only for businesses?
Yes, United Card is for ABN‑holding businesses and cannot be opened as a personal consumer card.​

What’s the minimum fuel spend for United Card discounts?
United typically expects around 1,000L per month before ongoing discounts apply; below that, you may not receive volume‑based savings.​

Can I use United Card outside the United network?
No, United Card is limited to United Petroleum and Astron sites listed as accepting United fuel cards, not other major fuel brands.​

Can I restrict cards to fuel only?
Yes, you can set card‑level rules so some cards are fuel‑only while others allow limited shop purchases, depending on your policy.​

Does United Card cover servicing, tyres or tolls?
No, United Card is mainly for fuel (and optional small in‑store items). It does not bundle broad servicing, tyre or toll add‑ons like some larger fleet cards.​

Is there a mobile app for United Card?
United offers an app and online tools to help locate stations and manage account features, but detailed card management still relies on the portal and customer service.​

What happens if a United Card is lost or stolen?
You should immediately contact United or use the online tools to block the card; a replacement card can then be issued under your account.

The basics

Accepted at

Brands
United

Discounts & Fees

Fuel Discounts
4 c/L
Roughly 4c/l per month if you spent on average $3K a month in fuel. Rates are negotiable based on spend.
Card Fees
$2.95
$2.95 for 5+ cards, $4.95 for 1-4 cards (exc GST)
Transaction Fees
$0.00
UnitedCard keeps it simple with only monthly card fees
Other Fees
Late payment fee
$20 +3% of the overdue amount
Dishonour fee
$30
Paper statement
$3.3
Replacement card
$2.18
As per their terms
Processing Fees
Visa
1.2%
Mastercard
1.2%
Amex
2.4%
As per their terms
Credit Terms
Not specified

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The estimated savings calculated by discount x fuel usage Savings
fuel discounts per month*
fuel discounts per month*
fuel discounts per month*
The number of locations you can use the card Locations
6200
Accepted Sites all over Australia
6000
Accepted Sites all over Australia
1800
Accepted Sites all over Australia
The monthly fee for each fuel card Card fees
$5.99
Ongoing fee of $5.99 per month, but $2.99 in initial 6 month promo period.
$5.99
ext GST. As of Feb 2026, you can nab 6 months of $0 card fees with the code ZEROFEE26. New customers only.
$2.95
Flat rate ex GST
The amount you’ll save off the pump price Fuel Discounts
3c/l
Save 6c/l at Shell and 3c/l at 7-Eleven/Ampol during promo period & 3c/l at Shell and 1c/l at 7-Eleven/Ampol thereafter.
1c/l
Discount is across their entire network. As of Jan 2026, you can get 5c/l off for first 5 months.
4c/l
4c/l on Amplify Premium petrol 3c/l on Amplify Premium diesel 2c/l on regular petrol and diesel
This card is listed in these comparisons

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Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases
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Enquire to save

Entering these details will help paint a clearer picture on your business fuel needs.
More convenience and flexibility
Control of your fleet fuel purchases
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • What happens next? A fuel card specialist will contact you directly to find the best deal. By clicking 'Submit Enquiry' you also agree to our Terms and Conditions and Privacy Policy.
  • This field is hidden when viewing the form
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